The Mortgage Loan Officer proactively solicits new residential mortgage business and sells mortgage products to meet established loan quality and production goals. Position works with realtors, builders, and centers of influence to develop external lead sources as well as partners with branches to drive internal referrals.
Principal Accountabilities:
Identifies, develops, and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities.
Responds to customer inquiries and referrals that are generated from their own contacts as well as branch referrals.
Conducts interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advise customers of product/pricing policies and guidelines, and gather any additional required information.
Ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA requirements.
Develops and cultivates self-generated referral sources and partnerships with retail branches.
Maintains current knowledge of trends and developments in local real estate market as well as regulations concerning residential mortgage lending.
Manages mortgage pipeline, assisting customers, inputting applications, and reviewing financial and credit data.
Prepares marketing plans and cross sells other bank products and services.
Provides service and oversees all actions during the loan origination process for managing the relationship with the customer ensuring that the mortgage loan closes based upon mutually acceptable terms.
Solicits customers and originates mortgage loans, interviews applicants to obtain pertinent information regarding their loan needs; initiates the lending decision process.
Studies and evaluates new activities, policies, programs, services and markets related to business development strategy.
Works with team members in Mortgage Department and other departments to provide information for prompt processing and closing of residential mortgage loan applications.
Basic Qualifications:
Bachelor's degree with 6 years of experience in mortgage lending, credit and business development or an equivalent combination of education and experience.
Additional Qualifications:
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job.
They are not intended to be an exhaustive list of all responsibilities, duties and skills required of personnel so classified.
Affirmative Action/Equal Opportunity Employer
Objective: To supply appropriate quantity, quality, and timeliness of rations to feedlot cattle, taking care of feedlot equipment including trucks, pay loaders, and feedmill. Assisting commodity trucks in unloading, and utilizing the batching computer system for correct...
...Job Description We're making it easier for you to find more babysitting opportunities through Wyndy's partnership with Upwards, a leading child care platform that helps families find quality, affordable care.Pay: $18 - $32 per hourStart Date: Mid-WeekLocation: Chicago...
...services, embalmings, casketing/cosmetizing, and removals as needed Meet with families to coordinate funeral, cremation, and cemetery services with professionalism and care Assist families with product and service selections and finalize arrangements Prepare...
...a driven, results-oriented Cradle-to-Grave Logistics Broker to manage the full lifecycle of freight transactions-from prospecting and onboarding shippers... ...sales, and / or transferable customer account management experience. Must have a bachelor's degree 2-5 years of...
RADIAS Health is seeking a Clinical Lead Mental Health Practitioner to oversee a group home within the RSS program, providing supervision and clinical direction to staff. You will coordinate care, supervise staff, and ensure treatment plans and crisis plans are up to date...